Our Research

The Latest from the Future of Wealth

Read our initiative’s full catalog of publications, blogs, and watch videos from past events.


101 Solutions for Inclusive Wealth Building (2022)


Building on our prior work, this new report provides a uniquely comprehensive set of solutions which address the barriers people face at every phase of the wealth building process, from building up savings to protecting one’s assets and passing wealth on to the next generation. Read focused on solutions that would grow the wealth of households in the bottom half of the wealth distribution, and it explores reparative approaches to building the wealth of Black, Indigenous, and other people of color (BIPOC).


Disparities in Debt (2022)


This brief examines the scale of racial disparities in debt and details the ways that debt makes it harder for households of color to build wealth. It concludes with recommendations for closing racial debt gaps.


Thirteen Million US households have negative net worth. Will they ever move from debt to wealth? (2022)


This blog highlights the large share of U.S. households that have negative net worth, meaning their debt outweighed their assets, largely driven by rising student loan debt. Learn more about who is in net debt and solutions that can help them get on the path to building wealth.